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Somerset Office
120 S Hwy 27 Suite 2, Somerset, KY 42501
P: 606-678-2231
F: 606-678-0475
Hours: 8:30am - 4:30pm

Richmond Office
2013 Merchant Dr. Ste 1, Richmond, KY  40475
P: 859-575-4502
F: 859-575-4259
Hours: 8:00am - 4:30pm

tspears@fc-lending.com
kramsey@fc-lending.com
aestes@fc-lending.com
wallhaus@fc-lending.com

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Come visit one of our
friendly staff members

Tracy Spears
Commercial Lender

 Tracy Spears

Kathy Ramsey
Mortgage Lender

 kathy ramsey

 Annette Estes
Commercial/Mortgage Lender

 Annette Estes2