first century lending, llc
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Contact Us

Somerset Office
P: 606-678-2231
F: 606-678-0475   

Richmond Office
P: 859-575-4502
F: 859-575-4259

tspears@fc-lending.com
kramsey@fc-lending.com
aestes@fc-lending.com
wallhaus@fc-lending.com

Come visit one of our
friendly staff members

Tracy Spears
Commercial Lender

 Tracy Spears

Kathy Ramsey
Mortgage Lender

 kathy ramsey

 Annette Estes
Commercial/Mortgage Lender

 Annette Estes2

Juliana Walhausser
Administrative Assistant/Office Manager

 Juliana Walhausser